TYPICAL BUYERS INSPECTION VISIT ITINERARY

• Itinerary Day 1
am/pm. As soon as you arrive at the airport you will be met in the arrivals hall by one of our team members and taken to your hotel to check-in. After you have been able to refresh yourself from your journey, you will then be collected from the hotel for a guided tour of the area and shown places of interest. Your evening meal will be spent at a local restaurant.

• Itinerary Day 2
10 am Depart hotel for further tour of the area and amenities, commence inspection visit of properties.
2 pm Break for lunch (In a local spanish restaurant especially selected by us).
3 pm Resume inspection visit of properties.
5 pm Return to hotel for a rest and recuperation.
8 pm Depart hotel for evening meal.

• Itinerary Day 3
Same as day 2

• Itinerary Day 4
10am. Leave hotel for further inspection or re-inspection of selected properties or areas.
1pm. Help and advice on financial, legal and other services offered by Euroselect.
2pm. Lunch
3pm. Further viewings of continuation of the morning’s discussions. Meetings with solicitors and banks if required.
5pm. Return to hotel for relaxation and review of inspection visit.
8pm. Depart hotel for evening meal.

Please note:
The above Itinerary is an approximate guide of what to expect on a Property Inspection Visit. Please be aware that some Itineraries may vary due to flight arrival/departure times. At no time will you be pressured into making a purchase.

LOCATION	PROPERTY	BED	BATH	EURO FROM	£@ 1.45 FROM
Pozo Del Esparto	Iris - Detached Villa	3	2	150,000	£103,449
Pozo Del Esparto	Yolanda - Detached Villa	3	2	186,000	£128,275
Palomares	Al Andalus - Apartment	2	1	105,000	£72,414
La Cabuzana	Amapolo -Detached Villa	3	2	238,000	£164,138
La Cabuzana	Jazmin - Detached Villa	2 or 3	2	210,000	£144,828
Almerimar - Balerma	Balcon Al Mar - Apartment	2	1	120,000	£82,758
Almerimar - Balerma	Balcon Al Mar - Duplex	3	2	205,000	£141,380
Almerimar - Balerma	Balcon Al Mar - Penthouse	3	2	216,000	£148,966
Garrucha	Edificio Alfonso	2	1	102,000	£70,735
Vera - Mojacar	Faro Townhouse	3	2	203,000	£140,000
Vera - Mojacar	Faro Penthouse	3	2	295,590	£201,000
Vera Mojacar	Faro Apartment	2	2	Awaiting New Release
Mojacar	Marina Del Torre - Apartment	2	1	147,506	£101,728
Turre	Valle Del Este - Town House	3	3	235,000	£162,070
Albox	Esmaralda - Detached Villa	3	2	188,500	£130,000
Albox	Maria - Detached Villa	3	2	176,500	£121,725
Albox	Villa Sol - Detached Villa	3	2	182,500	£125,862

Pleae note £ prices are approximate and all properties are sold in euros, prices are correct at date of print however are subject to alteration by the developer at any time.

Web Select Villas cannot be held responsable for omissions or errors made by the developer in there printed material.

- This is a Sought after location, and is Served by 2 major airports
- There is a well Established Infrastructure, including excellent
International Schooling
- There is a substantial Multinational Presence
- Finally the climate is quite exceptional

Web Select Villas in the north Costa Blanca, offers a wide range of different property types and building land for sale. Locations stretch from the coastal areas of Javea, Moraira and Denia , to the small Pueblos of the Jalon valley and further inland towards Xativa, Albaida, Conceintaina and Alcoy.

The area lies between the main cities of Valencia in the north and Alicante in the south and forms the centre of this coastal area. Transport links are good with motorway to the capital Madrid and by ferry to the Baleric Islands (Majorca/Ibiza) to the east.

The climate was voted by the world health organisation as one of the finest in Europe, and many of our clients who have settled there would whole heartedly agree. You will find it’s climate together with the charm of it’s people, a perfect combination in which to spend your well earned retirement or leisure time.

The average temperature is remarkably consistent at around 20°C in the winter months through to a peak of around 30°C in the summer. The area is also relatively dry and this makes makes ideal conditions for healthier living.

Mortgages on Spanish residential property are readily available and are similar in format to UK mortgages. The bank will expect a Bank valuation on the property and the size of the mortgage will be based on that with a mortgage of approximately 60-70% available for non-residents and 70-75% of the value of the property for residents.

Applicants should expect to provide the following documentation along with the valuation.

Last tax declaration…P60
Personal details…address in the UK, passport copy etc
Letter from your UK bank
Last three payslips or previous years accounts if self-employed
Once these details have been supplied the bank will normally have an answer for you within 2 weeks.

Many UK residents have recently been re-mortgaging their houses so that they can release sufficient equity to purchase or part-purchase a property in Spain or elsewhere overseas. You already have some equity you may still need a mortgage of some sort to complete on a house purchase. If you talk to us, we will help you find the best mortgage to suit your financial circumstances.

As a general rule of thumb, the level of expense when buying a property in Spain is about 10% of the value of the property you are purchasing. It is made up as below:

For example, a property valued at £100.000

IVA (Spanish equivalent of VAT at 7%)…………………………. £7.000
Stamp duty (On New Properties at 1%)………………………… £1.000
Legal fees ( Spanish Lawyers fees at 1%)……………………… £1.000
Notaries fees (Approx 0,5%)……………………………………… £500
Land Registry & Gestoria fees (Approx 0.5%)………………… £500
Total……………………………………………………………………. £10.000

There are also fees that that do not apply to every purchase such as plus value tax, a local government tax on the increase of the value of the land since the last sale (usually £40).
There is also a charge for connecting water and electricity in a new property which is around £300.

ANNUAL RUNNING COSTS -NON- RESIDENT PROPERTY OWNER

• Wealth and Income Tax are payable once a year and are calculated as a percentage of the property value.
• Wealth Tax is 0.2% of property value.
• Income Tax is 0.5% of rateable property value.
• Local rates are payable between August and October £30 - £150 per year.
• Fiscal fees are payable yearly at £75.
• Community (Urbanisation fee) is usually paid in one or two payments per year £250 -
£350.
• Electricity bills come every two months and there is a minimum charge is around £15.
• Water bill will arrive every three months and there is a minimum charge is about £10.
• House Insurance is due once a year depending on the date of your purchase contract.
The price will depend on the size and value of your property.
• Approximately £750 should be set aside each year for the running of the house. If you
are not in the country, your fiscal representative (Gestor) will pay them on your behalf.

THE NORMAL FINANCIAL PURCHASING PROCESS

The purchase process may alter from property to property and there is an in-built flexibility in our purchasing process, but the following is not untypical:

When you have found the property you want to buy, there will be a holding deposit payment of usually £2000 when you sign the purchase contract with us.

If you are purchasing a new property that is either completed or in the process of being built, you normally pay a deposit of between 25% and 40% and the balance at completion of the sale. This could be within a few weeks.
If you purchase a new property with an extended delivery, say six months or more, then you will be required to make additional stage payments:

1. 25% of the purchase price within 30 days of signing the purchase contract
2. A further 25% of the purchase price within 90 days of signing the purchase contract
3. Finally, when the property is completed and ready for occupation, the final payment of the purchase price will be made.

If you are purchasing a resale (second-hand) property, then you will be generally required to make the following payments:

1. £2000 deposit when you sign the purchase contract
2. 10% of purchase price within 30 days
3. No further payment until you complete the purchase

Completion time will vary but the average time to complete is six to eight weeks.

BUYING FREEHOLD PROPERTY IN SPAIN THE SAFE & EASY WAY

We believe that the process of buying a home for family holidays or retirement in Spain should be a pleasant and rewarding experience. As you move through choosing your location for your new property, deciding upon the type of property, then choosing your furnishings, and finally to planning your relaxing days in the sun. We are here to help assure that it is be one of the best experiences you will ever have.

It is essential that you make a personal visit to the areas to get a feel for the various locations. You can of course do this on your own where you are free to roam at will where ever you wish. But this is also very frustrating and time consuming as many of the favoured places are not easy to find. They may be off the beaten track in delightful and tricky to find locations particularly if you are new to the Costa Blanca.

We will arrange no obligation inspection visits for people who are serious about buying a property in Spain. This removes the hassle of picking out directions from maps and will enable you to experience a particular area and view specific properties or developments. You will also have the opportunity to discuss in detail your requirements and be shown around the areas of interest by an experienced professional with extensive local knowledge. (Please note: - we only sell FREEHOLD properties with unencumbered title deeds).

WHAT TO DO NEXT!

• Step One
Decide to book an inspection visit with us, this just could not be easier!

• Step Two
Choose your visit dates.
(We recommend weekdays, Monday to Thursday and can arrange travel from most UK airports).

• Step Three
Give us a ring or post your booking form.
(Please have alternative dates ready due to flight availability).
Once we have received your completed booking form and payment, we will confirm your flight details in writing.

WHAT HAPPENS WHEN YOU ARRIVE IN SPAIN!

You will be greeted by a member of our local team as soon as you arrive at the airport in Spain. We have a number of hand selected hotels and you will be taken to one of the them for the duration of your visit. Many are well located with views of beautiful sandy beaches, high standards of comfort and great quality of service. All meals are included and special dietary requirements be they vegaetarian or other needs can be catered for.
After unpacking and some time to relax, a member of our advisory staff will take you on a tour of the area that we consider best meets your initial brief to us.

There is no obligation to buy, though we will aim to find you somewhere that you will find hard to resist. Our staff are bilingual and will help with any information you require you and answer any questions you may have.

Should you be successful in finding a property to purchase, we will introduce you to a qualified English-speaking solicitor. We will also help you to open a Spanish bank account and, if required, introduce you to a Spanish bank advisor to discuss financial details. The only thing we ask is that you are in a position to proceed financially should you find a property of your choice.
What could be easier!

BUYING FREEHOLD PROPERTY IN SPAIN THE SAFE & EASY WAY

At Web Select Villas we believe that the process of buying a home for family
holidays or retirement in Spain should be a pleasant and rewarding experience.

We are here to help assure that it is one of the best experiences you will
ever have.

Our UK Offices are based in the North West of England, but we can arrange
inspection tours from any UK airport. We have a range of satisfied customers
based not only in the UK but also from locations all over Europe.

Our staff are all highly trained and experienced in the property market in
Spain. It is essential that you make a personal visit to the areas to get
a feel for the various locations. We will arrange no obligation inspection
visits for people who are serious about buying a property in Spain. This removes
the hassle of picking out directions from maps and will enable you to experience
a particular area and view specific properties or developments. You will also
have the opportunity to discuss in detail your requirements and be shown around
the areas of interest by an experienced professional with extensive local
knowledge. All our property guides are bilingual and able to help with any
communication issues.

(Please note: - we only sell FREEHOLD properties with unencumbered title
deeds).

For details of what to do next click here.