Mortgages

Saturday, April 5th, 2008

Mortgages on Spanish residential property are readily available and are similar in format to UK mortgages. The bank will expect a Bank valuation on the property and the size of the mortgage will be based on that with a mortgage of approximately 60-70% available for non-residents and 70-75% of the value of the property for residents.

Applicants should expect to provide the following documentation along with the valuation.

Last tax declaration…P60
Personal details…address in the UK, passport copy etc
Letter from your UK bank
Last three payslips or previous years accounts if self-employed
Once these details have been supplied the bank will normally have an answer for you within 2 weeks.

Many UK residents have recently been re-mortgaging their houses so that they can release sufficient equity to purchase or part-purchase a property in Spain or elsewhere overseas. You already have some equity you may still need a mortgage of some sort to complete on a house purchase. If you talk to us, we will help you find the best mortgage to suit your financial circumstances.

Buying in Spain

Saturday, April 5th, 2008

BUYING FREEHOLD PROPERTY IN SPAIN THE SAFE & EASY WAY

We believe that the process of buying a home for family holidays or retirement in Spain should be a pleasant and rewarding experience. As you move through choosing your location for your new property, deciding upon the type of property, then choosing your furnishings, and finally to planning your relaxing days in the sun. We are here to help assure that it is be one of the best experiences you will ever have.

It is essential that you make a personal visit to the areas to get a feel for the various locations. You can of course do this on your own where you are free to roam at will where ever you wish. But this is also very frustrating and time consuming as many of the favoured places are not easy to find. They may be off the beaten track in delightful and tricky to find locations particularly if you are new to the Costa Blanca.

We will arrange no obligation inspection visits for people who are serious about buying a property in Spain. This removes the hassle of picking out directions from maps and will enable you to experience a particular area and view specific properties or developments. You will also have the opportunity to discuss in detail your requirements and be shown around the areas of interest by an experienced professional with extensive local knowledge. (Please note: - we only sell FREEHOLD properties with unencumbered title deeds).

WHAT TO DO NEXT!

• Step One
Decide to book an inspection visit with us, this just could not be easier!

• Step Two
Choose your visit dates.
(We recommend weekdays, Monday to Thursday and can arrange travel from most UK airports).

• Step Three
Give us a ring or post your booking form.
(Please have alternative dates ready due to flight availability).
Once we have received your completed booking form and payment, we will confirm your flight details in writing.


WHAT HAPPENS WHEN YOU ARRIVE IN SPAIN!

You will be greeted by a member of our local team as soon as you arrive at the airport in Spain. We have a number of hand selected hotels and you will be taken to one of the them for the duration of your visit. Many are well located with views of beautiful sandy beaches, high standards of comfort and great quality of service. All meals are included and special dietary requirements be they vegaetarian or other needs can be catered for.
After unpacking and some time to relax, a member of our advisory staff will take you on a tour of the area that we consider best meets your initial brief to us.

There is no obligation to buy, though we will aim to find you somewhere that you will find hard to resist. Our staff are bilingual and will help with any information you require you and answer any questions you may have.

Should you be successful in finding a property to purchase, we will introduce you to a qualified English-speaking solicitor. We will also help you to open a Spanish bank account and, if required, introduce you to a Spanish bank advisor to discuss financial details. The only thing we ask is that you are in a position to proceed financially should you find a property of your choice.
What could be easier!

Welcome

Saturday, April 5th, 2008

BUYING FREEHOLD PROPERTY IN SPAIN THE SAFE & EASY WAY

At Web Select Villas we believe that the process of buying a home for family
holidays or retirement in Spain should be a pleasant and rewarding experience.

We are here to help assure that it is one of the best experiences you will
ever have.

Our UK Offices are based in the North West of England, but we can arrange
inspection tours from any UK airport. We have a range of satisfied customers
based not only in the UK but also from locations all over Europe.

Our staff are all highly trained and experienced in the property market in
Spain. It is essential that you make a personal visit to the areas to get
a feel for the various locations. We will arrange no obligation inspection
visits for people who are serious about buying a property in Spain. This removes
the hassle of picking out directions from maps and will enable you to experience
a particular area and view specific properties or developments. You will also
have the opportunity to discuss in detail your requirements and be shown around
the areas of interest by an experienced professional with extensive local
knowledge. All our property guides are bilingual and able to help with any
communication issues.

(Please note: - we only sell FREEHOLD properties with unencumbered title
deeds).

For details of what to do next click here.